With Flora, you can take out your insurance online in just 2 minutes.
✅ No papers to sign
✅ No need to travel
✅ No need to provide your lease
✅ No need to have a bank account in Belgium
✅ No need to have a Belgian telephone number
✅ No need to establish your main residence in Belgium
PS: 15% of our clients are expatriates!
Note that there are cases where you are not covered: damage caused intentionally, damage to your car, damage to equipment for professional use, damage caused by condensation or scratches and chipping that are not considered glass breakage. Keen to find out more?
Payment by card (Visa or MasterCard) or direct debit. One-year contract (this is the law in 🇧🇪) but can be terminated without charge at the end of your lease. Are you moving? Adapt your contract directly in the app 😉
Insurance as it should be
The contract is concluded for a period of one year. Each year, this contract is automatically renewed on its anniversary date for successive periods of one year, unless it is cancelled by one of the parties at least 3 months before the contract anniversary date.
Before subscribing to Flora tenant insurance, carefully examine our guarantees and exclusions listed in the product information sheet and general conditions.
Flora Insurance is a registered trademark of Ethias SA. Ethias SA, licence no. 196, rue des Croisiers 24, 4000 Liège, is an insurance company licensed in Belgium and subject to Belgian law. RPM Liège VAT BE 0404.484.654 – IBAN: BE72 0910 0078 4416 BIC: GKCCBEBB.
If you have a complaint, you can send us a letter to the e-mail address email@example.com or write to Flora Insurance, rue de Mulhouse 36 4020 Liège. If you are not satisfied, you can contact the Insurance Ombudsman (www.ombudsman.as), square de Meeûs 35, 1000 Brussels, Fax 02 547 59 75.
You can also file a complaint online on the European Commission’s ODR platform.
You don’t know Ethias? Ethias is the number 3 insurer in Belgium.🥉
We are an autonomous team on a mission to change people’s perception of insurance.
The #TeamFlora therefore combines the experience and expertise of a large company with the flexibility and creativity of a startup. 🚀
Have you found your accommodation in Belgium? Welcome to Belgium! ✌🏻
If you are moving to Wallonia or Flanders, rental insurance is a legal requirement. In Brussels, it is usually mentioned in the lease contract.
Don’t worry. You’re in the right place! We know that you have much better things to do than think about insurance: packing your boxes, saying goodbye to your loved ones, finding the best deals in the flat country… That’s why we at Flora have done everything we can to make your life easier.