All co-tenants covered by a single policyWith Flora, all co-tenants are listed on the contract and the insurance certificate. That’s guaranteed to put a smile on the landlord’s face!
Tailor-made coverageWe have removed all the coverage included in a traditional tenant's fire insurance policy that makes no sense for a shared property. The result? A cheaper policy! Isn’t that great? 🥳
The Flora app to manage everythingIs a tenant leaving? Is another one moving in? Want to add an option to the contract? You can already do a lot of things with the Flora app, and soon you'll be able to do all of this too. 🔜
A single monthly subscriptionAt Flora, we’re all about simplicity! There is only one monthly subscription for the whole property and the payments are made automatically. All you have to do is share in Tricount. 😉
Note that there are cases where you are not covered: damage caused intentionally, damage to your car, damage to equipment for professional use, damage caused by condensation or scratches and chipping that not considered glass breakage. Keen to find out more?
100% digital co-tenant insurance, because the future is digital!
The contract is concluded for a period of one year. Every year, this contract is automatically renewed on its expiry date for a subsequent period of one year, unless it is cancelled by one of the parties at least 3 months before the contract expiry date.
Before subscribing to Flora tenant insurance, carefully check what is and is not covered in the product information sheet and the general terms and conditions. Flora Insurance is a registered trademark of Ethias SA. Ethias SA, with licence no. 196, rue des Croisiers 24, 4000 Liège, is an insurance company licensed in Belgium and subject to Belgian law. RPM Liège VAT BE 0404.484.654 – IBAN: BE72 0910 0078 4416 BIC: GKCCBEBB.
If you have a complaint, you can e-mail us at firstname.lastname@example.org or write to Flora Insurance, rue de Mulhouse 36, 4020 Liège. If you are not satisfied with the proposed solution, you can contact the Insurance Ombudsman through the website www.ombudsman.as or by mail: email@example.com.
You can also file a complaint online on the ODR platform of the European Commission.
In Wallonia and Flanders, tenants are obliged to take out insurance. In Brussels, the landlord usually includes this as an obligation in the lease contract.
But what is it for? Well, in the event of an accident, if you cause damage to the accommodation, you are considered responsible. As a result, it’s up to you to pay the costs of repairing the damage. That’s where insurance comes in!