Home insurance as it should be…

  • Super easy
  • Super quick
  • Super clear

So, what are you waiting for?! 👇

Why Flora? Because we’re the best! 👌

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Get insured in
2 minutes
best tenant insurance*

Purchase your insurance policy online

You’re looking for a Home insurance policy? Flora by Ethias is the first fully digital tenant and co-tenant insurance policy in Belgium.

You’re only a few clicks away from a quote. Then, you can sign your policy directly from your smartphone or laptop.

Getting an insurance policy should be as easy as ordering a pizza 🍕

Manage your contract in your app

Your Home insurance policy is coming right into your pocket.

From your Flora mobile app, you can update your personal data, add options and download (or upload) your insurance certificate.

No fuss and bother, no small print. Flora offers simplicity, speed and quality 👌

Report your claim in the chatbot

Claim to report? Open the chatbot in your app and simply answer the questions.

Flora’s chatbot will guide you to detail your claim so that you get compensated as quickly as possible. Easy!

You’re in an emergency? Don’t panic, we’ll take care of you and call you back within the next 5 minutes 📞

Flora, the mindset of a start-up, the power of a major insurance player

About Flora by Ethias

A 100% digital insurance … like you!

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Super easy

Subscribing an insurance policy, getting an answer or reporting a claim has never been easier.
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Super quick

Get your price in 10 seconds. Get insured in 2 minutes. Get your money back as fast as possible.
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Super clear

Our offer is transparent, complete, without jargon or small print. You know exactly what you are or not insured for.
We want to change the way people see insurance 😍

And Flora has been in the press too…

In Belgium, tenant insurance is compulsory 🇧🇪

In Wallonia and Flanders, (co-)tenants are obliged to take out insurance. In Brussels, the landlord usually includes this as an obligation in the lease contract.

But what is it for? Well, in the event of an accident, if you or one of your co-tenants cause damage to the accommodation, you are considered responsible. As a result, it’s up to you to pay the costs of repairing the damage.

That’s where we come in! 😉

* Flora by Ethias won the DECAVI trophy for Best Tenant Insurance in the Non-Life category in 2024.