Fire insurance for renters in Belgium
As a renter, it is mandatory to take out a fire insurance in some regions of Belgium, namely Wallonia and Flanders 🇧🇪
In the capital city of Belgium, fire insurance is not compulsory, but we strongly recommend securing coverage. You can never predict what might happen!
Moreover, landlords in Brussels often ask their tenants to be insured. They even mention it in the lease contract. It is therefore a contractual obligation.
What does a fire insurance cover?
Fire insurance, also referred to as “renters insurance” or “home insurance“, covers your liability as a tenant in the event of fire, water damage, and glass breakage.
Is a fire insurance necessary for expatriates?
As an expatriate living in Belgium, you will need to comply with the law by obtaining fire insurance. This also applies to foreign students.
It is important, as a tenant, that you acquire your own renters insurance. This way, you can ensure that you are covered in all situations.
