100% digital insurance for sporty tenants

Up to 35%* cheaper 🤩

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What’s included and what’s optional?

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Tenant’s civil liability

Fire, water damage or glass breakage that causes damage to the property of your landlord or others? Relax, you’re covered.

It’s covered! It’s covered!
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Damage to home contents

Have your furniture or appliances been damaged in a fire or flood? Don’t worry, we’ll reimburse you.

It’s covered! It’s covered!
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Theft and vandalism

Worried about burglaries? Don’t stress – you can insure yourself against theft… and damage to your home.

Optional! Optional!

Note that there are cases where you are not covered: damage caused intentionally, damage to your car, damage to equipment for professional use, damage caused by condensation or scratches and chipping that are not considered glass breakage. Keen to find out more?

Wow, great deal 🔥

Starting from
€11.49 per month
(€138 per year)

Find out how much it costs
A clear quotation
A monthly subscription
An online contract

Looking for renter insurance that takes care of everything from A to Z? Flora is the answer!

Damage… OH NO, now what?

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Zero deductible

A problem ? Your contract includes a reimbursement from €250, according to what is covered in your insurance contract.
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Notify us by chat

A question ? A claim ? Open your app Flora and ask it in our chatbot !
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24/7 emergency assistance

A fire ? A flood ? At Flora, we call you immediately !
Got a problem? That’s what insurance is for. We’ll solve it – quickly and hassle-free 😉

Why choose Flora renters insurance? Because it’s the best!

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Get insured in
2 minutes
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Do you already have tenant insurance?

Flora can cancel your old insurance free of charge 😲
Is the price right for you? Then cancel your current contract
And switch to Flora by signing your new contract with the itsme® app
That’s it! Flora will take care of everything online!

Legal information and documents

The contract is concluded for a period of one year. Every year, this contract is automatically renewed on its expiry date for a subsequent period of one year, unless it is cancelled by one of the parties at least 3 months before the contract expiry date.

Before subscribing to Flora tenant insurance, carefully check what is and is not covered in the product information sheet and the general terms and conditions. Flora Insurance is a registered trademark of Ethias SA. Ethias SA, with licence no. 196, rue des Croisiers 24, 4000 Liège, is an insurance company licensed in Belgium and subject to Belgian law. RPM Liège VAT BE 0404.484.654 – IBAN: BE72 0910 0078 4416 BIC: GKCCBEBB.

If you have a complaint, you can e-mail us at complaint@flora.insure or write to Flora Insurance, rue de Mulhouse 36, 4020 Liège. If you are not satisfied with the proposed solution, you can contact the Insurance Ombudsman through the website www.ombudsman.as or by mail: info@ombudsman.as.

You can also file a complaint online on the ODR platform of the European Commission.

* Based on the comparison made on www.comparatif-assurance-habitation.be for a tenant’s liability and contents insurance policy for a 2-bedroom apartment with a rent of €750 and an insurance policy offering similar guarantees.

** In Belgium, having a tenant insurance is compulsory.🇧🇪

In Wallonia and Flanders, as a tenant, you are obliged to take out insurance. In Brussels, this obligation is usually included in the lease contract.

But what is it for? Well, if you cause damage to the accommodation, you are considered responsible. As a result, it’s up to you to pay the costs of repairing the damage. That’s where insurance intervenes!