Easy
Quick
With Flora, you can take out your insurance online in just 2 minutes.
✅ No papers to sign
✅ No need to travel
✅ No need to provide your lease
✅ No need to have a bank account in Belgium
✅ No need to have a Belgian telephone number
✅ No need to establish your main residence in Belgium
PS: 15% of our clients are expatriates!
Note that there are cases where you are not covered: damage caused intentionally, damage to your car, damage to equipment for professional use, damage caused by condensation or scratches and chipping that are not considered glass breakage. Keen to find out more?
Payment by card (Visa or MasterCard) or direct debit. One-year contract (this is the law in 🇧🇪) but can be terminated without charge at the end of your lease. Are you moving? Adapt your contract directly in the app 😉
Insurance as it should be
The contract is concluded for a period of one year. Every year, this contract is automatically renewed on its expiry date for a subsequent period of one year, unless it is terminated by one of the parties in accordance with the terms and timeframes set out in the General Terms and Conditions.
Before subscribing to Flora insurance, carefully check what is and is not covered in the product information sheet and the general terms and conditions. Flora Insurance is a registered trademark of Ethias SA. Ethias SA, with licence no. 196, rue des Croisiers 24, 4000 Liège, is an insurance company licensed in Belgium and subject to Belgian law. RPM Liège VAT BE 0404.484.654 – IBAN: BE72 0910 0078 4416 BIC: GKCCBEBB.
If you have a complaint, you can e-mail us at complaint@flora.insure or write to Flora Insurance, rue des Croisiers 24, 4000 Liège. If you are not satisfied with the proposed solution, you can contact the Insurance Ombudsman through the website www.ombudsman.as or by mail: info@ombudsman.as.
You can also file a complaint online on the ODR platform of the European Commission.
You don’t know Ethias? Ethias is the number 3 insurer in Belgium.🥉
We are an autonomous team on a mission to change people’s perception of insurance.
The #TeamFlora therefore combines the experience and expertise of a large company with the flexibility and creativity of a startup. 🚀
Have you found your accommodation in Belgium? Welcome to Belgium! ✌🏻
If you are moving to Wallonia or Flanders, rental insurance is a legal requirement. In Brussels, it is usually mentioned in the lease contract.
Don’t worry. You’re in the right place! We know that you have much better things to do than think about insurance: packing your boxes, saying goodbye to your loved ones, finding the best deals in the flat country… That’s why we at Flora have done everything we can to make your life easier.